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What is a 0% APR credit card?

A 0% APR credit card offers no interest for a set amount of time, usually 12 to 21 months. During the intro 0% APR period, you won’t be charged interest on new purchases or balance transfers. These cards can help you consolidate credit card debt with a balance transfer and pay for new purchases over time without incurring interest charges or both.

How do I choose the best 0%-intro-Apr credit cards?

When choosing the best 0%-intro-APR credit cards, we focused on cards that offer longer intro-APR periods. We also placed a special emphasis on balance transfer fees and whether the cards offered intro APRs for purchases, balance transfers or both. For rates and fees of the Discover it® Chrome, click here.

Where can I Find my APR on my credit card?

Your APR will be available in your credit card’s Schumer Box regardless of whether you have a personal or business credit card. Your APR will determine how much you pay in interest if you carry a balance on your card from one month to the next.

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